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wholesale jerseys from china You can unsubscribe at any time.From Monday, May 18, firms will need to consider whether other products are more suitable to meet a customer’s needs or whether cover needs to be revised.This includes allowing customers to change to cheaper policies and letting them remove add ons at no cost if their lifestyles have changed during lockdown, the FCA Cheap Jerseys from china said.Firms will also be required to waive cancellation and other fees associated with adjusting customers’ policies.By implementing these measures, the FCA said this could result in a reduction in monthly premiums for those paying in instalments, or a partial refund for customers who have paid upfront.Where insurance cover changes don’t help alleviate payment difficulties, the FCA said it expects firms to grant customers a payment holiday of up to three months.Customers should be able to request a payment holiday at any point up to August 18, 2020.The FCA also advised that where a payment holiday isn’t the best option for customers, firms should offer reduced repayments, or reschedule the term; waive missed or late payment fees; or allow a customer to amend their repayment date without any cost.Firms should also make clear in their communications, including on their websites and apps, the different solutions available to customers, and encourage them to make contact if they are experiencing temporary financial difficulties.Sheldon Mills, interim executive director of strategy and competition at the FCA, said: «As with other areas of finance, we have worked quickly to draw up measures to help policyholders in financial difficulty because of coronavirus.»Many firms in the insurance industry have already taken some of the actions we are suggesting here to support customers, such as premium reductions, discounts, waiving fees, and payment deferrals. The measures confirmed today will provide urgent support to those that need it.»Read MoreMartin Lewis issues new advice on credit cards and insurance payment holidaysActions firms can take The targeted measures being implemented require firms to consider what options they can provide to customers including:Reassessing the risk profile of customers. This may have changed because of coronavirus and there may be scope to offer customers materially lower premiums wholesale jerseys from china.

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